Products
Get to Know Our Products
Building
Get a 10, 20, or 25-year fixed-rate commercial building loan.
With a Mountain West 504 you can get a 10, 20, or 25-year fixed-rate loan for your commercial building, and with only 10% down on most projects. Refinancing also available.
Low Downpayment
- Only 10% down for most commercial building loans.
- Your equity in the building or land can be part of the down payment
- Keep more of your cash for working capital
Long-term Fixed Interest Rate
- Lock in your rate for 25 years
- Our interest rates are typically below market rates
- A fixed-rate means a consistent monthly payment
- We offer 10-year, 20-year, & 25-year loans, fully amortized
Loan Structure
- 50% Bank (1st Lien Position)
- 40% Mountain West (2nd Lien Position)
- 10% Borrower Down Payment
Refinancing is also available.
Add 5% or 10% Down if…
- Your company has been in business for less than two years (a Startup) we require a 15% down payment.
- Certain types of buildings are considered “special purpose” and require a 15% down payment.
- When your business is a Startup AND you have a Special-purpose Building, you’ll need to provide a 20% down payment.