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Get to Know Our Products


Get a 10, 20, or 25-year fixed-rate commercial building loan.

With a Mountain West 504 you can get a 10, 20, or 25-year fixed-rate loan for your commercial building, and with only 10% down on most projects. Refinancing also available.

Low Downpayment

  • Only 10% down for most commercial building loans.
  • Your equity in the building or land can be part of the down payment
  • Keep more of your cash for working capital

Long-term Fixed Interest Rate

  • Lock in your rate for 25 years
  • Our interest rates are typically below market rates
  • A fixed-rate means a consistent monthly payment
  • We offer 10-year, 20-year, & 25-year loans, fully amortized

Loan Structure

Loan Structure

Refinancing is also available.

Add 5% or 10% Down if…

  • Your company has been in business for less than two years (a Startup) we require a 15% down payment.
  • Certain types of buildings are considered “special purpose” and require a 15% down payment.
  • When your business is a Startup AND you have a Special-purpose Building, you’ll need to provide a 20% down payment.